Guides
Practical, up-to-date guides written by the Owedly team.
UK261 Flight Delay Compensation: Claim Guide
How to claim UK261 flight delay compensation: 3-hour rule, £220–£520 amounts by distance, step-by-step claims process, and the airline excuses that legally let them refuse.
11 min readDelay Repay: How to Claim Train Delay Refunds (UK)
A clear UK guide to Delay Repay: the 15/30/60-minute thresholds, which train operators use it, the evidence you need, and how long claims take to pay out.
9 min readHow to Appeal a Parking Fine (PCN) in the UK
A clear UK guide to appealing parking fines: council PCNs vs private parking charges, the appeal stages, valid grounds, POPLA and tribunal, plus what to avoid.
9 min readSection 75 Claims Explained: Get Money Back on Card Purchases
How Section 75 of the Consumer Credit Act lets you claim money back on credit card purchases from 100 to 30,000 pounds, when it applies, and how it beats chargeback.
9 min readReclaim Council Tax Overpayments & Check Your Band
How to reclaim council tax overpayments after moving, challenge your 1991 band with the VOA, and request a refund. Step-by-step UK guide with real figures.
9 min readEnergy Bill Overcharge Refund: How to Claim Money Back
Overcharged on gas or electricity? Use the 12-month back-billing rule, reclaim credit balances, fix estimated readings and escalate to the Energy Ombudsman.
9 min read