About Owedly
Helping UK consumers claim the money they are owed through free guides, letter templates, and eligibility checkers.
Why We Built This
UK consumers are owed an estimated £5.4 billion in unclaimed refunds and compensation. Most people do not claim because they do not know their rights, the process feels complicated, or they assume it will not be worth the effort.
We built Owedly to change that. Every guide on this site is written in plain English, with step-by-step instructions, ready-to-use letter templates, and links to the exact forms you need. No jargon, no sign-up walls, no hidden fees.
What We Cover
Flight Delay Compensation
EU261/UK261 claims for delayed, cancelled, or overbooked flights. Up to £520 per person.
Rail Delay Repay
Compensation for late trains from all UK operators. 25-100% of your fare back.
Parking PCN Appeals
Challenge unfair council and private parking tickets with template appeal letters.
Council Tax Refunds
Check your band, claim single person discount, and get overpayments back.
Section 75 Claims
Use your credit card's legal protection to get refunds for purchases that went wrong.
Energy Overcharges
Challenge estimated bills, get credit refunds, and complain about wrong tariffs.
Important Disclaimer
Owedly provides general information about UK consumer rights and claims processes. This is not legal advice. While we make every effort to keep our information accurate and up to date, laws and regulations change. For specific legal advice, consult a qualified solicitor or contact Citizens Advice.
We are not a claims management company. We do not submit claims on your behalf or take a percentage of your compensation. Everything on this site is completely free.
Part of the NexoraOS Portfolio
Owedly is built and maintained by NexoraOS Ltd, alongside other free tools for UK consumers including SafeToSpend, CodeForFinance, and TradeLearn.
Stop Leaving Money on the Table
Check what you can claim in under 2 minutes. It is completely free.
Check My Claims